About the Loan
Access quick financing based on your employment income. Perfect for bridging gaps between paydays, handling emergencies, or managing personal expenses. Repayments are structured around your salary cycle for maximum convenience.
Required Documents
Appointment or Contract Letter
Official letter confirming your employment and terms
Work / Employment ID
Valid staff identification card from your employer
National ID or Driving Permit
Valid government-issued identification
2 passport photos
Recent colour passport-size photographs.
FAQs
How much can I borrow based on my salary?
Loan amounts are typically calculated as a multiple of your net monthly salary, usually up to 3–5 times your monthly income, depending on your repayment capacity.
Do I need my employer's permission?
We do verify your employment, but you do not need your employer’s formal permission to take a salary loan. The process is confidential.
What if I change jobs during the loan?
You’re required to notify us of any change in employment. Repayments must continue regardless of your employment status. We can discuss adjusted terms if needed.
Can contract workers apply?
Yes. Both permanent and contract employees can apply, provided you have a valid appointment or contract letter showing your employment terms.